Insurance companies are looking out for themselves. You deserve a lawyer who is looking out for you.

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It can be overwhelming after you or a loved one has been injured in an accident and sometimes it is hard to differentiate what information you really need to give to the insurance company and what they’re trying to get from you to help their case. Hiring a lawyer to speak to these parties on your behalf ensures that you’re covered.

Below are some helpful tips on how to decide if it’s time for you to contact an attorney. For the complete list of tips as well as additional information from Kurt Larson, Personal Injury Attorney, download the free Ebook today!

When should you call an attorney?

1.If the insurance company adjuster is insisting you give a recorded statement.

This is rarely necessary, and often harmful to your case. We do not want our clients giving statements of any kind without a lawyer present. Insurance company representatives are trained to ask questions designed to protect their interests, not yours.

2.If you’re being asked to sign a medical authorization so the insurance agency can access your medical records.

While medical records can be an important part of evaluating the injuries related to your case, the law does not require you to sign an authorization that allows insurance company adjusters to dig into your medical history for information about conditions that have nothing to do with your case.

3.If you believe you are receiving an unfair settlement of your property damage claim.

If you are not being offered a fair amount for your damaged vehicle, that is a pretty good barometer for how you can expect to be treated on any claim for physical injuries or the loss of your loved one.

4.If the insurance company adjuster is creating a sense of urgency to accept an amount in settlement of your claim.

If the insurance company wants to encourage you to settle quickly before you have completed your medical treatment that is never a good idea. Complete your treatment first. When you are released from your doctor and have a handle on what the future holds, only then do we begin to consider settlement of your claim.

5.If the insurance company explained they are accepting responsibility but won’t put it in writing.

If there is no doubt who caused the incident, then there should be no reason why they cannot put it in writing.